Case Studies



CECL – Cost Benefit Analysis

A lot of banks are wondering what will it cost to implement CECL guidelines. This is the only detailed cost-benefit study related to CECL implementation focused on community banks. Banks can refer to this study to understand their choices when it comes to CECL – in-house, third-party vendor or buying a solution – and the associated costs/benefits with each option.


Community Bank – Proactive Risk Management

New regulations put in place for lending and credit risk management include “forward looking” proactive measures and processes. They are challenging the way community bankers have always managed portfolio risk and forcing them to adopt new practices for stress testing and concentration management. Regulatory fatigue and limited resources are scuttling the adoption of even the most useful proactive risk management practices.


484 – 417 – 2099