Stress Testing

STRESS TESTING

“I would recommend Ardmore Fintellix to any bank that is looking for a cost-effective, informative and straight-forward stress testing solution.”

– Leslie McGowen, VP, Commercial Lending, Valley Green Bank

Industry Leading Stress Testing solution which meets or exceeds all regulatory expectations for stress testing in community banks today.

Designed with the help of community bankers and introduced in 2008, our stress testing solution has been used by more than 60 banks nationwide. Our solution has been presented to regulators since 2009, including presentations before the OCC, FDIC and FFIEC. Our approach has been published in leading industry journals and newsletters and supported by organizations like the Risk Management Association and the American Bankers Association. You can present the results of your stress testing process with confidence to your management, board and examiners easily and quickly.

CASE STUDY

CASE

How Ardmore Fintellix helped a bank derive maximum benefits from a cost-effective stress testing approach

Portfolio Concentration Stress Testing – CRE and C&I Methodologies

portfolio

 

Features

  • Focuses on specific portfolio concentrations that are most vulnerable under stressed economic conditions
  • Build and execute stress scenarios relevant to specific property types, industries, and geographies
  • Provides loan level LTV and DSCR, pre and post stress, along with an estimates of potential capital impact
  • Provides summarized Weighted Average LTV and DSCR, pre and post stress, for the segment

Credit Stress Testing Consulting Included We train you on our successful approach, working with you and your bank’s data to ensure your results are understandable, meaningful and meet regulators’ expectations.

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484 – 417 – 2099